Full appraisal, negotiation, and claim representation are included with zero financial risk.

Guaranteed to Increase Your Total Loss Settlement by at Least $1,000 or Your Money Back

We provide professional total loss appraisals for drivers across the U.S. — all for a flat $550 fee.
Most clients recover $4,000–$6,000 more than their insurer’s last offer, with results delivered in about two weeks.

Hire the Nation’s Leading Total Loss Appraisal Team

At Total Loss Appraiser, we specialize in Actual Cash Value and Total Loss appraisals for insurance claims, legal matters, and more. Our licensed nationwide team delivers USPAP-compliant reports, backed by decades of combined auto appraisal experience.

As industry-certified professionals, we provide unbiased, accurate appraisals that help you maximize your insurance settlement and get the fair value you deserve.

Vehicle Valuation Services

Our licensed appraisers provide accurate total loss valuations for cars, trucks, and specialty vehicles nationwide. Most reports are delivered within 2 weeks, helping clients recover $4,000–$6,000 more than the insurer’s last offer.

With a flat $550 upfront fee and USPAP-compliant reports, our services are transparent, reliable, and recognized across the U.S. We handle all vehicles, including classic, luxury, and modified cars, ensuring you get the maximum settlement possible.

Call 971-666-1646 to start your appraisal today.

Free Review

We’ll review your insurance offer and determine if a total loss appraisal is needed, saving you time and money. Call us today at 971-666-1646.

Desk Appraisal

If the claim review shows your vehicle is worth more than the insurer’s offer, order a flat-rate $550 desk appraisal. Payment is collected upfront, with no percentages or hidden fees.

Field Appraisal

For classic, specialty, antique, or uniquely equipped vehicles, a field inspection ensures all options and accessories are properly valued.

Fair Payout

In some cases, we negotiate directly with the insurer if they assign their own appraiser, ensuring you receive a fair settlement.

Meet Your Appraiser

Nico Nix, an independent auto appraiser with deep roots in the Northwest car community and a lifelong passion for vehicles.

Nico grew up surrounded by the appraisal business—his father owns Leverage Auto Appraisals in Oregon, and his brother runs Diminished Value of Oregon. For the Nix family, helping drivers fight for fair value isn’t just a business—it’s a family tradition.

From weekends spent in the garage to classic car shows and local meetups, Nico’s journey has always revolved around cars. Today, he brings that same enthusiasm and deep industry knowledge to every diminished value and total loss appraisal he delivers.

When you work with Nico, you’re not getting a generic report—you’re getting insight from someone who lives and breathes cars, and who fights to make sure your vehicle’s true worth is recognized.

How it Works

Free Claim Review

Start by requesting a Free Claim Review. I’ll evaluate the insurance company’s valuation and let you know whether the offer appears fair or if your vehicle is likely being undervalued. Most reviews are completed within just a few hours.

Invoke the Appraisal Clause

If the insurer’s valuation appears too low, I may recommend invoking the appraisal clause in your policy. If you choose to proceed, I’ll provide a formal Letter of Representation along with clear, step-by-step instructions on what to do next.

Full Appraisal & Representation

Once the appraisal clause is invoked, I take over completely. I will prepare a USPAP-compliant report, communicate with the insurer’s appraiser, negotiate for a fair valuation, coordinate the umpire process if needed, and keep you updated. My mission is to secure the strongest possible settlement for you.

Pricing

Flat fee of $550, covering the full USPAP appraisal, all representation and negotiation, communication with the insurer’s appraiser, and umpire coordination if required. No percentage fees, hidden costs, or surprises.

No-Risk Guarantee

If I take your case and the appraisal clause process does not increase your settlement by at least $1,000, I will issue a full refund of the $550 fee. This ensures zero financial risk in hiring Total Loss NW.

Timeline

Most cases are completed within 1–3 weeks. Once both appraisers connect, the process usually moves quickly, and needing an umpire is uncommon.

Our Customers Reviews

Frequently Asked Questions

We charge a flat $550 fee upfront for all total loss appraisals. There are no percentages or hidden costs.

Get a Fair Payout for Your Totaled Car

Maximize your insurance settlement with a flat $550 appraisal. Most clients recover $4,000–$6,000 more than the insurer’s last offer, with reports delivered in about 2 weeks.